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Chocolate Chip Banana Bread Recipe: A Perfectly Moist and Chocolatey Treat

There’s something magical about the aroma of fresh-baked banana bread filling your home — and when you add rich, melty chocolate chips into the mix, it becomes truly irresistible.

Chocolate chip banana bread is one of those heartwarming recipes that feels like a hug in every slice. Whether you’re trying to use up overripe bananas or simply craving something comforting, this recipe is a must-have in your kitchen.

In this article, I’ll show you exactly how to make the most moist, flavorful, and chocolate-loaded banana bread you’ve ever tasted. From helpful tips to easy substitutions, you’ll find everything you need to perfect your loaf.

Recipe Snapshot (Quick Facts)

Let’s take a quick look at the basic details so you know what to expect before starting.

CategoryDetails
Yield1 loaf (about 10 slices)
Serving Size1 slice
Prep Time15 minutes
Bake Time50–60 minutes
Total Time1 hour 15 minutes
Calories per Serving~280 calories
Primary Cooking MethodBaking
Cooling Time15–20 minutes
OccasionEveryday, Potlucks, Holidays
Diet TypeVegetarian

Calories are approximate and may vary depending on exact ingredients used.

Chocolate Chip Banana Bread Recipe

Recipe by Angela JonesCourse: BreakfastCuisine: AmericanDifficulty: Easy
Servings

10

servings
Prep Time

15

minutes
Cooking Time

1

hour 
Calories

280

kcal

Before we dive into the detailed steps, let’s quickly understand why this chocolate chip banana bread recipe is so loved. It combines the moist richness of banana bread with bursts of sweet chocolate in every bite, making it perfect for breakfast, dessert, or an anytime treat.

Ingredients

  • 3 ripe bananas (about 1 ¼ cups mashed)

  • ½ cup (1 stick) unsalted butter, melted

  • ¾ cup brown sugar (packed)

  • 2 large eggs, room temperature

  • 1 teaspoon vanilla extract

  • 1 ½ cups all-purpose flour

  • 1 teaspoon baking soda

  • ½ teaspoon salt

  • ½ teaspoon cinnamon (optional but recommended)

  • 1 cup semi-sweet chocolate chips

  • Extra chocolate chips for topping (optional)

Directions

  • Prep the Pan and Preheat Oven
    Start by lightly greasing a 9×5-inch loaf pan or lining it with parchment paper for easy removal. Preheat your oven to 350°F (175°C) to get it nice and hot.
  • Mash the Bananas
    In a large bowl, peel and mash the ripe bananas until mostly smooth with a few small lumps remaining. This gives your bread the perfect texture. Use a fork or potato masher for best results.
  • Mix Wet Ingredients
    To the mashed bananas, add the melted butter, packed brown sugar, eggs, and vanilla extract. Whisk everything together until the mixture looks creamy and fully combined.
  • Combine Dry Ingredients
    In a separate medium bowl, whisk together the flour, baking soda, salt, and cinnamon. Make sure the dry ingredients are well mixed to avoid pockets of baking soda.
  • Combine Wet and Dry Mixtures
    Gradually add the dry ingredients to the wet ingredients. Use a rubber spatula to gently fold the two together. Stir until just combined — overmixing can lead to dense banana bread.
  • Add Chocolate Chips
    Gently fold in the chocolate chips, distributing them evenly through the batter. You can save a handful of chocolate chips to sprinkle on top before baking for a more attractive finish.
  • Fill the Pan and Bake
    Pour the batter into your prepared loaf pan, smoothing the top with a spatula. Bake for 50–60 minutes, checking after 50 minutes. Insert a toothpick into the center — it should come out mostly clean with a few moist crumbs.
  • Cool and Slice
    Let the banana bread cool in the pan for 10–15 minutes before transferring it to a wire rack. Let it cool completely to firm up before slicing.

Notes

  • Bake a day ahead and store tightly wrapped at room temperature.
  • Freeze slices individually for an easy breakfast option.

Equipment Needed

Let’s set ourselves up for success. These tools are essential to make the baking process easier and the result more professional.

  • 9×5-inch loaf pan
  • Mixing bowls (one large, one medium)
  • Whisk
  • Rubber spatula
  • Measuring cups and spoons
  • Potato masher or fork (for mashing bananas)
  • Wire rack (for cooling)

Ingredient Substitutions and Variations

Everyone’s pantry looks different! Here are some flexible swaps and fun additions you can try:

  • Gluten-Free: Use a 1:1 gluten-free flour blend.
  • Vegan: Substitute butter with coconut oil and use flaxseed eggs.
  • Low-Sugar: Replace part of the brown sugar with monk fruit sweetener.
  • Add-Ins: Mix in chopped nuts, dried cranberries, or shredded coconut.

A Sweet History of Chocolate Chip Banana Bread

Every classic recipe has a backstory, and chocolate chip banana bread is no different. Understanding its origin makes us appreciate its comforting flavors even more.

Banana bread first gained popularity during the Great Depression, when home bakers looked for ways to avoid wasting overripe bananas. Chocolate chips were later introduced to the classic recipe, making it even more beloved. Today, chocolate chip banana bread is a staple in American kitchens — simple, satisfying, and loved by all ages.

Storage Instructions

Proper storage ensures your banana bread stays fresh and moist:

  • Room Temperature: Wrap tightly; lasts up to 3 days.
  • Refrigerator: Store in an airtight container; stays fresh for up to a week.
  • Freezer: Wrap slices in plastic wrap and freeze for up to 3 months.

Extra Tips for the Best Chocolate Chip Banana Bread

Small adjustments make a big difference. Here are some of my secrets for success:

  • Use super-ripe bananas with lots of brown spots.
  • Mix wet and dry ingredients gently to avoid overworking the batter.
  • Start checking at 50 minutes to avoid overbaking.
  • Cool completely before slicing to keep your bread intact.
Easy Gluten Free Chocolate Chip Banana Bread

FAQs About Chocolate Chip Banana Bread

Q: Can I double the recipe?
Yes, but bake in two separate loaf pans for even cooking.

Q: Why did my banana bread sink?
Likely from underbaking or too much leavening.

Q: Can I use frozen bananas?
Yes! Thaw and drain extra liquid before using.

Food Safety Tips

Keeping your banana bread safe and delicious starts with basic precautions. Here are simple tips to make sure your bread stays fresh and worry-free.

  • Always use fresh eggs.
  • Ensure the bread cools completely before sealing to avoid mold.
  • Store properly to extend freshness.

Ingredient Selection Tips

Choosing the right ingredients can take your banana bread from good to unforgettable. Here are a couple of quick tips for selecting the best ones.

  • Pick very ripe bananas for the sweetest flavor.
  • Choose good-quality chocolate chips for best melting results.

Serving Suggestions

Wondering how to enjoy your chocolate chip banana bread to the fullest? Here are a few delicious ideas to inspire you.

  • Spread slices with butter or peanut butter.
  • Toast for breakfast alongside a hot cup of coffee.
  • Serve warm with a scoop of ice cream for dessert.

Final Thoughts

Chocolate chip banana bread isn’t just a recipe — it’s comfort in every slice. With this simple, easy-to-follow guide, you can create a rich, moist, and chocolate-studded loaf right in your kitchen. One bite, and it will be your go-to recipe for years to come!

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Angela Jones

Angela Jones

Angela Jones is a passionate baker, cookbook author, and food photographer who believes that every kitchen challenge is a chance to grow. Since 2018, she has been sharing thoughtfully tested recipes and step-by-step baking guides that empower home bakers to take on new techniques with confidence.

Through My Kitchen Challenge, Angela invites her community of millions to turn everyday baking into an adventure worth savoring.

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